Whether you were commuting through the Delmar Loop or cycling near Washington University, a bicycle accident can change your life in an instant. At The Cagle Law Firm, we understand that cyclists are among the most vulnerable road users. If a negligent driver has caused you harm, our University City legal team is prepared to investigate your claim and pursue the compensation you deserve.

University City features a mix of heavy pedestrian traffic, student commuters, and busy thoroughfares like Olive Boulevard and Big Bend. Common scenarios involving negligence include:
“Dooring” Incidents: Drivers opening car doors into the path of oncoming cyclists.
Failure to Yield: Motorists failing to respect a cyclist’s right of way at intersections.
Distracted Driving: Drivers texting or using navigation while passing through residential University City neighborhoods.
Missouri follows a pure comparative fault system, MO Rev. Stat. § 537.765) This means that even if you were partially responsible for the accident (for example, by not using a light at dusk), you are still eligible to recover damages. However, your total compensation will be reduced by your percentage of fault. This is a critical distinction from other states, and navigating these nuances requires an attorney who understands how Missouri statutes apply to local cycling accidents.
We have successfully handled claims involving accidents at major local thoroughfares, including:
Big Bend Blvd & Forest Park Pkwy: High-speed transitions that are notorious for failure-to-yield incidents.
Olive Blvd: Dense commercial traffic where “dooring” accidents are frequent.
The Delmar Loop: High pedestrian and parked car density requiring expert accident reconstruction.
Insurance companies often attempt to shift blame onto the cyclist. We utilize accident reconstruction experts and local traffic data to build a comprehensive case. We seek recovery for:
Medical bills and long-term rehabilitation.
Lost wages and diminished earning capacity.
Pain and suffering.
Bicycle repair or replacement costs.
When a motor vehicle driver hits a bicyclist, the driver’s auto insurance company is liable for resulting injuries. However, dealing with the insurance adjuster is a frustrating experience.
Insurance companies avoid paying out settlements as much as possible. Claim adjusters look for any reason they can find to justify denying claims or devaluing your claim for damages. The initial call with the adjuster will not reveal these tactics, but you should know their goal and yours are not the same. Insurance companies defend against your claim by either claiming you had some fault in the crash or that your injuries are not that bad. Both of these arguments are made by insurance carriers regardless of how you were injured or no matter how badly you are injured.
Your bicycle lawyer in University City, MO can gather any evidence and pursue your injury case aggressively. You should focus on your medical recovery while your attorney focuses on your injury compensation.
Bicycle accidents can result in life-changing injuries. If you have been hurt, contact an attorney today.
If you are seriously hurt, you may not be thinking about a legal process right after a serious collision with a passenger vehicle. Acting quickly is often key to compensation recovery. Attorneys involved early have access to evidence that may slowing disappear otherwise. In Missouri, you have five (5) years to file most personal injury cases, meaning you have five years from the date of injury to file a lawsuit in the appropriate court. Failure to meet this deadline will forever bar your claim regardless of the merits. If a fatality occurred, the timeline is shorter. Wrongful death cases have a three (3) year statute of limitations ( RSMo § 537.100) and a slew of considerations based on Missouri laws.
If you injury incident occurred in University City, your case will probably be filed in St. Louis County Courts in Clayton, Missouri. However, each case is unique with different facts, so contacting an attorney to assess and guide your case is critical for success.
A: The amount of compensation you could recover for a bicycle accident varies based on multiple factors. The first consideration is the severity of your injury. If you are able to prove the defendant is directly responsible for causing the accident, you have the right to pursue compensation for economic and non-economic losses. An experienced University City bicycle lawyer can help you assess the potential value of your case.
A: Fault for a bicycle accident may fall to one or more parties, and it is possible for a bicyclist or the driver to bear fault for the accident. Fault is argued based on the evidence including police reports, photos, videos, black box data and witness statements. If you act quickly, our attorneys can gather evidence from the scene of the accident, along with witness testimony, to help you prove fault.
A: The first thing you should do after a bicycle accident in University City is call the police to report the accident if you are able to do so safely. Wait for first responders to arrive, and do not leave the scene of the accident. Of course, you should seem immediate medical care even if you do not require an ambulance. As soon as possible, you should contact one of our attorneys. We offer free consultations and tell you the steps to avoid.
A: You should hire a University City bicycle lawyer because you want to win your case. It is possible to pursue your case on your own, but you should remember that you only get once chance to do it correctly. There are some critical mistakes that a smart individual can make without knowing it, but it can then make it difficult for an attorney to overcome those issues. We gather evidence and fight for you against the insurance company whether it is settlement, mediation or litigation.
A: The cost to hire a University City bicycle lawyer varies, however, our attorneys work on a contingency bases. This means, we charge a percentage of the fee only if we win.
We absorb the costs of the investigation, depositions and litigation upfront in the process. Even the insurance industry research reports that those who hire a lawyer recover 3.5 times as much as those who do not hire a lawyer. They question is, “Can you afford Not to hire a lawyer?” Do the frustration of dealing with an adjuster alone is reason enough to involve a professional. While you are physically recovering, you do not need the added stress of trying to build your case as you are trying to get back to normalcy.
Contact us today and schedule a free consultation with a University City car accident lawyer. Call us toll-free at (1-800) 685-3302 or locally at (314) 276-1681
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Author, Zane T. Cagle of The Cagle Law Firm focuses specifically on those seriously injured in truck accidents. A member of the Multi-Million Dollar Advocates and Super Lawyer, Zane has over 20 years of experience maximizing his client’s compensation. Case Results
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