Oakville, MO Rideshare Accident Lawyer

Oakville, MO Rideshare Accident Attorney

With the increased use of rideshares, car accidents can often involve rideshare drivers and their passengers. Like in any car accident, an insurance claim could be filed to cover the costs of injuries or other damages. However, in rideshare accidents, this process can be more complicated. An Oakville, MO, rideshare accident lawyer is crucial if you or a loved one was in a rideshare during an accident or collided with a rideshare driver. An attorney can help you through the claims process.

Legal Support in Oakville From The Cagle Law Firm

If you are injured in a rideshare accident, you may be filing with the rideshare company’s insurance company. These commercial insurance companies have significant resources, and their primary goal is limiting their liability and damages. They will often challenge or undermine claims made, even if those claims are valid. This is not a situation you want to deal with while you are injured. When you work with The Cagle Law Firm, we can handle the insurance provider for you and negotiate on your behalf.

Our team has the necessary resources and experience in navigating car and rideshare accidents. We can investigate your accident, determine the cause and at-fault party, and find the right method to recover the compensation you deserve.

Understanding Rideshare Accident Insurance Claims

Rideshare companies like Uber and Lyft provide insurance coverage for their drivers when they are working. This policy coverage is likely relevant in the following situations:

1. You are a rideshare driver and were involved in a car accident.
2. You are a passenger in a rideshare when it is involved in an accident.
3. You are a third-party driver involved in an accident with a rideshare driver, and the rideshare driver was working at that time.

The coverage available to those who are injured differs based on whether the rideshare driver was waiting for a ride request through the rideshare app, had a passenger, or was driving to pick up a passenger.

In rideshare accidents where a non-rideshare driver was at fault or a rideshare driver was not working, the case may proceed similarly to  driver’s insurance car accident claim. However, it may take time to determine whether the rideshare company’s commercial insurance policy is involved. These claims can be complicated, and they require an in-depth investigation by a skilled attorney. Rideshare companies are required to have commercial insurance which can be a difference of challenging an insurance adjuster for the state minimum of $25K vs coverage in excess of a million dollars.  You should know that commercial adjusters are quite a bit more experienced and much more skilled in devaluing your claim.  You will want an expert on your side.

Recovering Damages After a Rideshare Accident

The value of an Uber or Lyft settlement relies on many factors, but it largely depends on the significance of your injuries. Damages include both economic and noneconomic losses that you sustained as a direct result of the accident. In Oakville, Missouri, depending on the unique losses in the accident you were in, you may be entitled to the following in a settlement:

• Past medical bills and rehabilitative costs
• Expected medical complications of your injuries
• Lost income during your time of recovery
• Loss of earning capacity if you become disabled and are unable to return to work
• Costs of long-term care and services if you become disabled
• Emotional and psychological damages from physical pain and emotional trauma
• Loss of quality of life from disability and disfigurement

In rare situations, the court will also award punitive damages. Unlike economic and noneconomic damages, punitive damages do not make up for a loss. Instead, the court assigns them to punish the at-fault party for egregious behavior.

Determining what damages you are entitled to can be complicated, and many injured individuals underestimate the true value of their claims. Attorneys have years of experience calculating settlements that are fair and secure the maximum compensation available. An attorney can review your case to determine how much a claim should be worth in your unique case.

FAQs

Q: Is Missouri a No-Fault State for Car Accidents?

A: No, Missouri is an at-fault state for car accidents. If you are in a car collision, you can file an insurance claim with the insurance carrier of the at-fault driver. This claim could recover property damage repairs or replacement, medical costs, lost income during recovery, and other losses. If the insurance company does not offer the appropriate offer within the appropriate time, your attorney may need to file a lawsuit. A skilled attorney can provide a strategy for your case depending on your injuries. It’s important to work with an experienced attorney when filing an insurance claim.

Q: What Is the Statute of Limitations on a Car Accident in Missouri?

A: The statute of limitations on a car accident personal injury claim in Missouri is five years from the date the accident occurred. If you don’t file a petition in the appropriate court on or before your statute of limitations, then you are forever barred from filing a claim regardless of the merits of the case… The sooner you begin working with an attorney, the more beneficial it is for your claim..

Q: What Happens If You Have No Insurance but the Other Driver Was at Fault in Missouri?

A: If you have no insurance in a car accident in Missouri, but the other driver was at fault, you can still recover compensation if they had auto insurance.  Missouri does have a law in place that means if drivers are in an accident and don’t have valid car insurance, they cannot recover non-economic damages, such as pain and suffering. complications. You will likely face other repercussions for failing to have the state-required driver’s insurance. It is critical that you contact an expert car accident lawyer if you are injured in a motor vehicle crash of any kind. However, if you are injured as a passenger in a rideshare crash, you will need legal help to sort through the injury claim.

Q: What Do You Do After a Car Accident in Missouri?

A: After a car accident in Missouri, you should take several steps, including:

1. Call 911 immediately – always call the police first.
2. Pull over to a safe location if you are in direct danger
3. Assess your injuries and those of your passengers
4. Assess other motorists involved in the crash
5. Exchange information with the other driver and witnesses- again, police will do this for you.
6. Give an accurate description of crash as you experienced. Avoid “I think” or “ I feel” statements—only what you did and saw
7. Photograph the crashed vehicles at the scene if possible
8. Contact an attorney

Rideshare Accident Attorneys in Oakville

At The Cagle Law Firm, we want to help you recover the compensation you deserve. When your injuries and other damages are someone else’s fault, you should not have to be responsible for those costs. Our team can help establish liability, negotiate with the relevant insurance carriers, and determine how to recover fair compensation for your damages. Contact our firm today.