Mehlville Uber and Lyft Accident Lawyer

Mehlville Uber and Lyft Accident Attorney

Rideshare service use has increased, including corporations like Uber and Lyft. Because more individuals are driving for these companies, more accidents have begun involving rideshare companies. When these companies are liable, the process of pursuing compensation with car insurance carriers becomes more complicated. If you are a passenger or a driver in an accident with a rideshare driver, you need a Mehlville Uber and Lyft accident lawyer.

In Missouri, injured individuals in car collisions can pursue compensation with the insurance carrier of the driver who is at fault for the crash. This is also the case in rideshare accidents, but there are complicated factors that determine which insurance carrier may be liable. When you are dealing with the pain and cost of an injury, you don’t want to focus on these complicated issues. The right personal injury attorney can represent you.

The Cagle Law Firm: Your Mehlville Uber and Lyft Accident Lawyers

The attorneys at The Cagle Law Firm have significant experience and success in numerous car accident cases, including complex rideshare accidents. Certain rideshare accidents involve commercial insurance companies that work for the rideshare company. While commercial insurance has higher coverage, it can be difficult to secure compensation from them. Insurance carriers have the primary goal of limiting their liability and providing as little compensation as possible.

The Cagle Law Firm can build a strong case after a rideshare accident and negotiate with the insurance adjuster on your behalf. Our mission is always to build cases for a potential trial, which enables us to have exceptionally strong cases. By pursuing a verdict for the case, we can often recover more compensation for those who are injured. Our reputation for successful verdicts can also improve our settlement offers.

The Basics of Rideshare Accidents and Insurance Coverage

A rideshare company’s commercial insurance coverage is not always available in a rideshare accident. It is only offered when the rideshare driver is actively working, with differing levels of coverage if the driver is transporting a passenger or moving between trips. Because of this, the commercial insurance may be relevant if:

1. You were a passenger in a rideshare when it was in an accident.
2. You are a rideshare driver who was working when the accident occurred.
3. You were another driver involved in an accident with a rideshare driver who was working at the time of the accident.

Commercial coverage is also only relevant if the rideshare driver is at fault and working at the time of the incident. If you are a passenger in a rideshare and another car is at fault for the collision, you can still make a claim against the rideshare commercial insurance. As a passenger, you have a right to make a claim against BOTH parties. If the rideshare driver was not working, cases are pursued against their personal insurance, rather than the commercial insurance.

A thorough investigation is often needed to determine which party was at fault for the collision. If it was the rideshare driver, then it must be determined if the rideshare company’s insurance coverage applies and to what extent.

There are many complex aspects to rideshare accidents, and it is not easy to handle these issues in a short timeframe after suffering an injury. When you have the guidance and advice of an attorney, you can rely on them to manage these issues in your case while you physically recover.

The Importance of a Police Report as a Rideshare Passenger

All drivers involved in accidents should file a police report at the scene of the collision. If you are a passenger in a rideshare accident, it is even more important. A police report is crucial third-party initial evidence that will not exist if it is not made at the scene. It is much harder to recover compensation in Mehlville without this report.

FAQs About Mehlville, MO Uber and Lyft Accident Laws

How Much Is a Lyft Accident Settlement in Missouri?

There is no specific amount that an accident settlement will be in Missouri, whether it is a Lyft accident, Uber accident, or some other rideshare accident. The settlement or verdict you recover in a personal injury case will be based on the costs of your injuries. If your injuries are more serious, then the medical costs will likely be higher, and you will likely have to take more time off work. These losses mean that compensation must be higher to recover the costs.

How Long Does a Person Have to File an Accident Report in Missouri?

You have a legal responsibility to file an accident report in Missouri within 30 days if the accident caused an injury or death of any person or if it resulted in more than $500 in property damage. However, it is not in your interest to wait this long. If you are involved in a car accident, you should report it immediately. This is especially true in rideshare accidents. A police report on the scene provides crucial initial evidence while making a report at a later date is based only on your word.

What Is the Statute of Limitations for a Car Accident in Missouri?

The statute of limitations for a car accident in Missouri is five years from when the injury happened. Any civil case for your rideshare car accident injuries must be pursued before the statute of limitations ends, or else you will be unable to pursue a case, regardless of its merits. You should not wait to pursue action after an accident. If you were injured, you need an attorney quickly. They can use their legal expertise to recover the compensation you are owed.

Who Is Liable in a Rideshare Accident Case?

Several parties could be potentially liable in a rideshare accident case. The driver could be personally liable if they were not actively working for the rideshare company at the time when the accident occurred.

If the driver was carrying passengers or traveling between trips, the rideshare company’s insurance carrier is liable for any injuries that result. When a third party causes an accident that affects both you and the rideshare driver, the passenger in a rideshare can make a claim against the third-party driver that hit the rideshare and against the rideshare coverage.

Effective Legal Representation Following a Rideshare Collision

The team at The Cagle Law Firm has represented injured individuals and their families for years after car accidents. Rideshare cases can be exceptionally complex, and knowledgeable legal representation can benefit you. Contact our team today.