Motor vehicle accidents can happen for many different reasons and involve numerous types of vehicles. Due to the greater use of rideshare services like Uber and Lyft, accidents are more likely to involve these drivers. Whether you are a rideshare passenger, driver, or a third-party driver, a Hazelwood Uber and Lyft accident lawyer can help you protect your rights after an accident.
Dealing with a rideshare commercial insurance carrier can be difficult, particularly when you are injured. An attorney can help. These insurers have a lot of resources at their disposal and use those to limit their costs. The guidance and advocacy of the right attorney can mitigate these tactics and secure the compensation you are owed. At The Cagle Law Firm, we have worked in personal injury law for decades, and we know how to deal with commercial carriers.
Liability and pursuing compensation in a car accident becomes more complex when rideshare drivers and passengers are involved. Our team has navigated these cases often and can help you review your options for compensation. We fight for your full and fair compensation from these greedy insurance companies.
You must prove that someone is liable for your injuries to recover compensation for those injuries. To prove that a party was at fault, you must prove that they owed you a duty of reasonable care, they breached that duty, their breach led to the accident, and the accident resulted in your injuries and recognizable losses. The duty of care that a driver owes to another motorist is the “highest degree of care” which means that “degree of care that a very careful or prudent person would exercise in the same or similar circumstance”.
Proving these elements requires your attorney to determine the cause or causes of the crash so that you can hold the appropriate insurer liable. Most vehicle accidents are caused by the negligence of a driver. You can pursue compensation through their insurance carrier.
However, rideshare accidents differ from typical passenger vehicle crashes because rideshare companies carry commercial level insurance coverage. If, as a passenger, you were injured in a rideshare accident caused by another driver, you can make a claim against the at-fault party’s insurance and the rideshare company’s insurance.
An attorney has the experience and resources to build a case for fault in a motor vehicle crash. They can investigate your accident and use available evidence such as witness testimony, photos and physical evidence from after the crash, medical documentation, police reports, and expert testimony. This information can help show whether one of the drivers was at fault or if another party’s insurer can be held liable, such as a manufacturer or mechanic.
Many of the same causes of any motor vehicle accident can also cause rideshare accidents. Some of these include:
You may not always know the cause of a crash as a passenger or if you were unconscious after the crash. As a passenger, you do not actually have a duty to pay attention to traffic This is why the representation of an attorney is so important.
If your Uber or Lyft driver gets in an accident in Hazelwood, the first thing you should do is call 911 and report the accident to emergency responders. If you are aware of any injuries, you should report them. When emergency responders arrive, you and all others in the accident should receive medical care and provide information to the officers for a police report. Reporting the accident is crucial when you are a rideshare passenger, or else it makes it more challenging to recover compensation. Anytime you are a passenger in a collision, you cannot always rely on the driver to call the police or make a report.
How much compensation you can recover from an Uber or other rideshare accident depends on how serious your injuries are, among other factors. The compensation you recover can also rely on the skill of your legal representative and the strength of the available evidence supporting your case.
The rideshare policy for accident injuries is that the commercial carrier coverage is likely to apply in the following situations:
The amount of commercial coverage differs depending on whether the driver has a passenger, is on their way to pick up a passenger, or is in between rides.
After a rideshare accident, you can pursue a case within five years after the accident occurs. It’s important to act quickly after a collision, ensuring there is a police report of the accident and that you get in contact with a rideshare accident attorney.
Early action helps you secure the most evidence possible and improves the chances of a successful case. Working with an attorney also ensures you are aware of the statute of limitations. If you miss the statute of limitations, you can be barred from compensation.
Insurance carriers do not have your best interests in mind. Before you discuss your situation with a commercial insurer, you need to protect your rights. The Cagle Law Firm can help you. Contact our firm today to learn how we can help after a rideshare accident.
Schedule your FREE CONSULTATION today by contacting us at (314) 276-1681 or by sending us an email through the online contact form.
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