What Happens When My Uber Driver Is in an Accident?

By Zane T. Cagle | April 6, 2021 | Car Accidents

Rideshare programs such as Uber have become part of everyday society now. Whether your car broke down and you need a ride, or you don’t want to risk driving home after a party, your Uber will be there to get you where you’re going.

But ask yourself, “What happens when my Uber driver is in an accident?” Many ideas would likely race through your head in that scenario, including whether Uber carries insurance to cover any damages the accident causes you.

The good news is that Uber indeed holds insurance policies to cover passengers if one of its drivers causes an accident or otherwise becomes involved in one.

However, you may struggle to understand the terms of these policies and not know whether you are being offered the correct amount for what you’ve suffered. It may even be the case that you have to make your argument against Uber’s policy and the driver’s policy. Additionally, if you are involved in a collision while in a Uber, it may get confusing when you try to file a claim.

In those situations, you need a rideshare accident lawyer in St. Louis, MO, who knows how to interpret dense insurance policies and get you what you truly deserve.

The Cagle Law Firm is happy to represent you if this happens. Learn more below about how our injury lawyers can help you secure the compensation you deserve.

What Should You Do After an Uber Accident?

As in any car accident crash case, your claim’s effectiveness depends on the available evidence for your injuries. If you’ve been injured in a motor vehicle accident involving your Uber driver or another motorist, and you can do so, you should immediately call 911. Police officers will get medical attention for everyone who needs emergency help, secure the scene, and create a report that will help your lawyers later.

Then–again, only if you are physically able–you should start collecting some basic information about the incident. Start with the Uber driver’s name and any other contact information you can learn from the driver or the Uber app. Get information about the insurers of Uber and the driver.

You should also note the makes, models, and license plates of the involved vehicles and mark down the location of the accident.

All of this information, plus the police report, will become useful when you go to file accident reports with Uber and your insurance company.

How a Cagle Law Firm Personal Injury Lawyer Can Help

As we mentioned above, Uber carries insurance policies that cover passengers involved in car accidents caused by its drivers or other drivers on the road.

These policies are usually quite generous. Uber often has $1 million coverage per eligible accident, with $50,000 per person for personal injuries. Uber’s insurance may cover your injuries and other damages if your driver gets into an accident while transporting you. The policy covers medical expenses, property damage, lost wages, and wrongful death.

If that’s the case, then why do you need a personal injury lawyer to help you?

The truth is that, with all the potential insurance policies involved in an Uber accident, you may wonder what to do. There’s Uber’s insurance, the driver’s insurance, the insurance of other drivers involved in the accident, and your own personal insurance.

To which of these policies should you appeal? Just one? Several of them? And how can you be sure that whatever you are offered is a fair settlement for your damages?

That’s where The Cagle Law Firm can help. Cases of distracted driving and other types of accidents can make it confusing enough to file personal injury claims. With Uber, though, you have much more to consider.

We will represent you in your personal injury claim to ensure you’re receiving everything to which you are entitled. If you’ve been injured in an accident caused by your Uber driver or someone else, you don’t want to receive less than you are entitled to receive. Our experts will sort through all the insurance details to make sure you are properly covered.

That’s the primary benefit of hiring an injury attorney from The Cagle Law Firm. We understand how these cases work, and we won’t let you get lost in paperwork and fine print.

If you’ve been hurt in an Uber accident, don’t panic. We are here to help. Call us now for a free consultation. You can call toll-free at (1-800) 685-3302 or locally at (314) 276-1681.

About The Author

Zane T. Cagle

Zane T. Cagle is the founding president and lead trial attorney at The Cagle Law Firm. With a strong dedication to his clients, he has built a reputation for his tenacious representation in personal injury cases, ensuring each client's unique story is heard. Areas of Practice: Personal injury, motor vehicle accidents, wrongful death. Bar Admissions: Supreme Court of Missouri, Illinois & Kentucky. Superior Court of U.S. Virgin Islands Education: Washington University School of Law. Awards: Super Lawyers, Top 40 Under 40 by The National Trial Lawyers Association, 10 Best in Missouri for Customer Satisfaction.

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