Rideshare services Uber and Lyft are popular in Ballwin and surrounding areas, and it is vital to understand that you face the same risk of experiencing an accident in a rideshare vehicle as you would in any other vehicle. However, the legal process of recovering from this type of accident is typically more complex. A Ballwin Uber and Lyft accident lawyer can help if you or a family member has recently been injured in this type of accident.
The Cagle Law Firm has decades of professional experience representing clients injured in all types of vehicle accidents in Ballwin and surrounding areas. After a personal injury accident, our firm can help you make sense of your legal options, gather the evidence you need to prove fault for your accident, and lead you through the complex insurance claim filing process you are likely to face in the aftermath of an Uber or Lyft accident.
Dealing with auto insurance carriers is very risky for any injured accident victim who does not have legal representation. These companies train their representatives to look for ways to use claimants’ own words against them and generally try to do everything they can to minimize how much they pay out in settlements. Having the right attorney on your side helps to ensure your claim is treated fairly and that you receive a fair offer.
While Uber and Lyft accidents generally follow the same legal procedures as all other vehicle accidents in the state, there are additional complications that arise due to the ways auto insurance applies to these accidents. Every driver is required by state law to have auto insurance that meets basic coverage requirements, and this insurance is meant to compensate for the injury done by a policyholder when they have caused an accident.
Uber and Lyft require their drivers to have appropriate insurance coverage that meets the state’s minimum requirements, but these companies also have additional commercial auto insurance coverage that can apply to an accident involving their drivers under certain conditions. When this insurance applies to an accident, it can provide one of two levels of coverage depending on the circumstances of the accident.
Once a rideshare driver has logged into their driver app, the first tier of coverage applies which is generally their personal auto insurance policy. Once they have picked up a passenger, the second tier of coverage remains in effect until they deliver the passenger to their destination, and this tier can provide up to $1 million in compensation. However, an accident victim should not assume they can definitely secure this amount or that dealing with the insurance carrier will be easy, even if they are not at fault.
The Cagle Law Firm has extensive experience fighting insurance carriers on behalf of our clients, and we will do everything we can to help you maximize your recovery. You have a limited time in which to file your auto insurance claim, and it is vital that you do not talk to an insurance carrier representative about a settlement until you have consulted an experienced Ballwin Uber and Lyft accident lawyer.
The amount of compensation you can receive for an Uber or Lyft accident depends on several factors, such as the severity of your injuries, whether you were driving your own vehicle when the rideshare driver hit you, or whether you were injured while riding as a passenger. You will need an experienced Uber and Lyft accident lawyer in Ballwin handling your case to have the greatest chance of securing a fair settlement from an auto insurance carrier.
Yes, comparative fault can apply to rideshare accidents in Missouri, but only when more than one driver shares fault for the accident. If you were driving your own vehicle when the accident happened, the facts might show you were partially liable, but if you were riding as a passenger in a rideshare driver’s vehicle, it is unlikely that any fault will be attributed to you unless you somehow directly interfered with your driver’s ability to operate the vehicle.
The first thing you should do after an Uber or Lyft accident is call the police to report the accident. if you are physically able to do so. This will ensure that first responders arrive as quickly as possible to provide medical attention to injured victims, and it will also generate a police report that will be a crucial piece of evidence in your auto insurance claim. Once you receive medical care, you should consult an experienced attorney.
The time required to resolve a rideshare accident case in Ballwin will depend on multiple factors, and having an experienced Ballwin Uber and Lyft accident lawyer handle your case is one of the most effective ways to streamline your recovery process. If you are able to recover compensation with an insurance claim, it may only take a few months, whereas litigation could take several months or longer to conclude.
You need to hire a Ballwin Uber and Lyft accident lawyer to ensure the greatest chance of success with your recovery efforts. Even if fault for your accident seems perfectly clear, an injured plaintiff without legal counsel is unlikely to secure as much compensation for their injuries as an experienced attorney could secure for them. Having legal representation increases your chances of success with the recovery efforts you attempt.
The Cagle Law Firm provides focused and responsive legal representation for your Uber or Lyft accident case in Ballwin. We have helped many clients in Ballwin and surrounding areas with all types of vehicle accident cases and know the unique issues that rideshare accidents can cause. Contact our team today to schedule a free consultation with a Ballwin Uber and Lyft accident lawyer and learn how we can assist you with your case.
Schedule your FREE CONSULTATION today by contacting us at (314) 276-1681 or by sending us an email through the online contact form.
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