J.K. v. Farmers Insurance & Progressive Northwest Insurance Company

By Zane T. Cagle | December 15, 2003 |

UNDERINSURED MOTORIST POLICY LIMITS SETTLEMENT

Plaintiff was a passenger in a car that was crashed into by a drunk driver. At the time of the car crash the Plaintiff was a minor and unable to bring a cause of action against any responsible parties.

Plaintiff sustained serious injuries to her ankle which required several surgeries as a result of the car crash. The insurance company for the drunk driver agreed to pay its policy limits for Plaintiff’s injuries. However, this would have left the Plaintiff with very little in compensation after paying her medical bills from the severe injuries she suffered. Thus, Plaintiff made additional claims against two other auto insurance companies. Plaintiff made underinsured motorist claims against the insurance companies of the car in which she was a passenger in at the time of the crash and her auto insurance company.

Plaintiff’s counsel obtained the policy limits from both insurance carriers pursuant to each policies underinsured motorist provisions. Therefore, Plaintiff obtained a settlement from three (3) separate insurance companies for her injuries in the car crash.

About The Author

Zane T. Cagle

Zane T. Cagle is the founding president and lead trial attorney at The Cagle Law Firm. With a strong dedication to his clients, he has built a reputation for his tenacious representation in personal injury cases, ensuring each client's unique story is heard. Areas of Practice: Personal injury, motor vehicle accidents, wrongful death. Bar Admissions: Supreme Court of Missouri, Illinois & Kentucky. Superior Court of U.S. Virgin Islands Education: Washington University School of Law. Awards: Super Lawyers, Top 40 Under 40 by The National Trial Lawyers Association, 10 Best in Missouri for Customer Satisfaction.

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